Orthodontic payment plan software that
lives inside your PMS
Manage in-house ortho payment plans across 12–24 month braces and Invisalign cases — with automated collections and PMS-integrated posting to Dentrix, Eaglesoft, and Open Dental. No separate AR vendor. No double-entry.
*Hardware and pricing terms are set in your Master Service Agreement.
mPayr Ortho is orthodontic payment plan software built for general dental practices that offer braces, Invisalign, or clear aligners alongside other dental services. It lets practices create and manage in-house orthodontic payment plans, collect automated monthly installments, and post every payment directly to the patient ledger in Dentrix, Eaglesoft, Open Dental, or other supported PMS — without a separate AR vendor, a second login, or manual reconciliation.
Unlike standalone ortho billing platforms designed for specialist orthodontic practices, mPayr Ortho is part of the mConsent platform your general practice already uses for intake, insurance, and communications — so ortho payment management fits into the same front-desk workflow as everything else.
Lifetime totals from mConsent system logs as of April 2026.
Managing ortho payment plans in a general practice shouldn’t require a separate billing system
Spreadsheet chaos
Manual tracking of long-term plans means someone on your front desk owns a spreadsheet nobody else understands.
Double-entry every month
Payments collected through a third-party processor have to be re-entered into Dentrix, Eaglesoft, or Open Dental by hand.
Awkward failed-payment calls
When a card declines on month 9 of 18, someone has to make the call. That’s time your team doesn’t have.
Separate AR vendor overhead
Specialist-focused AR platforms are built for ortho-only practices. General practices that offer ortho pay for features they don’t need.
Set up an in-house orthodontic payment plan in one appointment
Five steps from treatment presentation to live automated collection — designed to post every payment to your patient ledger without re-entry.
Build the ortho treatment presentation
Select treatment type (braces, Invisalign, clear aligners), add insurance contribution, set the plan length and required down payment.
Present monthly payment on iPad
Jane sees the monthly amount, adjusts in real time, and understands exactly what she’s committing to — no financial ambiguity at the chair.
Sign the financial agreement digitally
Digital signature on-device. Contract stored securely, linked to the patient account for the life of the plan.
Collect down payment — posts to PMS
Card, tap, or Apple Pay — right now. Designed to post to Dentrix, Eaglesoft, or Open Dental without anyone re-typing it.
Automated monthly collection begins
Monthly installments process automatically. Pre-charge SMS reminders designed to reach the patient. Failed payments trigger automated retries.
In-house ortho payment plan software built for general practices
Every dollar posts to your existing PMS
No separate AR vendor. No monthly reconciliation. mPayr is designed to post each ortho installment directly to the patient ledger in Dentrix, Eaglesoft, Open Dental, and other supported PMS — the same system your front desk already uses for everything else.
Illustrative display. Posting behavior depends on your PMS version and integration setup — confirmed during onboarding.
Auto-nudge — your front desk stays out of it
When a card declines, mPayr is designed to retry automatically and send a branded patient notification — so the awkward call to month-9 patients isn’t on your front desk.
- Automated retry sequence on failed installments
- Patient SMS/email notification on failed charge*
- Staff dashboard surfaces accounts needing attention
*SMS notifications require TCPA-compliant patient consent, captured during plan setup.
Split-family billing, handled
When ortho payments are split between parents or guardians, mPayr is designed to manage multiple responsible parties on one account — no manual workaround.
Patients say yes when they see the monthly number
Present the plan on an iPad. Jane adjusts the down payment, sees her monthly change in real time, and signs in the chair — no back-and-forth, no callbacks.
Signed contracts, stored automatically
Financial agreements are stored with the patient account — initials, signature, date. Designed to reduce disputes across the life of a long-term plan.
Works inside the software you already run
mPayr connects through sanctioned integration channels with major dental PMS. Your ortho payment flow doesn’t require a separate login or platform.
Specific compatibility confirmed during onboarding. Posting behavior depends on PMS version.*
What dental practices ask about ortho payment software
What is in-house orthodontic financing for dental practices?
In-house orthodontic financing means the dental practice manages the patient’s payment plan directly — collecting monthly installments via card on file — rather than routing the patient through a third-party lender like CareCredit. The practice keeps the revenue, avoids lender fees, and controls the patient relationship throughout the plan. mPayr Ortho is designed to automate this collection process and post each payment to the PMS ledger.
How does orthodontic payment plan software integrate with Dentrix?
mPayr connects to Dentrix through mConsent’s Authorized Connected Partner integration. Each time an ortho installment processes, it is designed to post to the correct patient ledger in Dentrix without manual re-entry. Posting behavior depends on the Dentrix version in use (G7, Ascend, Enterprise) — your account manager confirms compatibility during onboarding.*
What is the difference between mPayr Ortho and OrthoFi or OrthoBanc?
OrthoFi and OrthoBanc are standalone AR management platforms built for orthodontic-only specialist practices. mPayr Ortho is part of the mConsent platform that general dental practices already use for intake, insurance, and communications. If ortho is one of several services you offer, mPayr Ortho is designed to manage ortho payment plans without adding a separate vendor, login, or reconciliation workflow.*
How do dental practices collect monthly payments on braces contracts?
Practices using mPayr Ortho collect a card on file at the time the financial agreement is signed. Monthly installments charge automatically on the agreed schedule. If a payment fails, mPayr is designed to retry automatically and notify the patient — so the front desk does not need to make collection calls. All payments are designed to post to the patient’s PMS ledger.*
*Posting behavior depends on PMS version and integration setup, confirmed during onboarding. Subject to MSA terms.
See what ortho processing could cost you less
Move the sliders to model your practice’s ortho plan volume and current processing rate. The estimate on the right is illustrative.
Actual savings depend on your card mix, transaction method, payment partner pricing, and the commercial terms in your signed MSA. Passing processing fees to patients is regulated by state law and card network rules — available only where permitted.
mPayr Ortho vs. standalone orthodontic billing platforms — built for general practices
Specialist platforms like OrthoFi and OrthoBanc are designed for ortho-only practices with dedicated billing staff. If ortho is one of several services you offer, you may not need — or want to pay for — a standalone AR vendor.
Comparison reflects publicly available information as of April 2026. Capabilities vary by vendor tier, contract, and PMS. Practices should verify specifics with each vendor. OrthoFi and OrthoBanc are trademarks of their respective owners; mConsent is not affiliated with or endorsed by those companies.
Orthodontic payment plan software — answered
mPayr Ortho is designed primarily for general dental practices that offer orthodontic treatment (braces, Invisalign, clear aligners) as part of a broader service menu. Practices that are orthodontic-only and operate with a dedicated billing coordinator may find that specialist platforms like OrthoFi or OrthoBanc offer features specific to high-volume ortho-only workflows. mPayr’s advantage for general practices is integration with the PMS and broader mConsent platform already used for intake, insurance, and communications.
mPayr connects through sanctioned integration channels with each PMS. mConsent is an Authorized Connected Partner for Dentrix, an Official Technology Partner for Eaglesoft, and integrates with Open Dental via its published API. Each ortho payment transaction is designed to post to the correct patient ledger in your PMS without manual re-entry by your front desk. Posting behavior depends on your PMS version — your account manager confirms exact compatibility during onboarding.*
No. mPayr in-house payment plans are practice-managed arrangements funded by patient-authorized recurring charges to a card on file. They are not loans or extensions of credit made by mConsent. State laws governing installment arrangements, consumer disclosure, and licensing vary — particularly for longer-term ortho contracts (12–24+ months). Each practice is responsible for confirming compliance with its applicable state rules before enabling long-term plans, and should consult its own advisors.
mPayr is designed to automatically retry failed installments and send the patient a branded notification so they can update their payment method. The staff dashboard surfaces accounts that need attention after the retry sequence. Your front desk does not need to make the initial collection call. Specific retry timing is confirmed during onboarding and is subject to your MSA.*
No. Monthly installments charge automatically to the patient-authorized card on file — patients do not need to log in or take any action each month. For Text-to-Pay balances, patients tap a branded SMS link and pay from their phone’s browser with no app download or portal password required. Text-to-Pay messages require prior patient consent under TCPA and applicable state rules; mPayr captures opt-in during patient setup.*
Where permitted by state law and card network rules (Visa, Mastercard, Discover, American Express), mPayr can configure a convenience-fee or surcharge model so the patient pays the processing cost. Rules vary materially by state — some states prohibit surcharging entirely. Practices confirm eligibility with their own advisors before enabling. mConsent does not determine eligibility for any individual practice.
Ready to automate ortho payment collection
inside your PMS?
15-minute demo. We’ll show you a live ortho plan setup posting into Dentrix, Eaglesoft, or Open Dental.
*Hardware and pricing terms set in your Master Service Agreement.
Important disclosures
Statements on this page are illustrative and not guarantees of outcomes. Results vary by practice profile, workflows, and implementation. mConsent operates as a Business Associate under HIPAA and executes a BAA with every customer practice.
Performance and outcome claims. Statements on this page describing faster payment collection, reduced administrative burden, and improved case acceptance describe the design intent of the mPayr platform and reflect illustrative outcomes. Individual practice results depend on practice size, treatment mix, patient demographics, collection workflows, PMS version, and how the platform is used day-to-day. Nothing on this page constitutes a guarantee of specific financial or operational outcomes.
HIPAA and Business Associate Agreement. mConsent operates as a Business Associate under HIPAA and executes a Business Associate Agreement (BAA) with every customer practice. Patient information handled through mPayr flows under that agreement with administrative, physical, and technical safeguards in place. Card data is handled by PCI-compliant payment partners; mConsent does not store primary account numbers (PAN) on its own servers.
In-house payment plans and state lending laws. mPayr in-house payment plans are practice-managed arrangements funded by patient-authorized recurring charges to a card on file. They are not loans or extensions of credit made by mConsent. State laws governing installment arrangements, consumer disclosure, and licensing requirements vary materially — particularly for ortho contracts lasting 12 months or longer. Each practice is responsible for confirming compliance with applicable state rules before enabling long-term plans.
SMS, Text-to-Pay, and TCPA compliance. Text messages and payment notifications sent through mPayr require prior patient consent under the Telephone Consumer Protection Act (TCPA) and applicable state rules. mPayr captures and records SMS opt-in during patient setup. Standard message and data rates may apply to the recipient. Practices must not send messages to patients who have not opted in or who have subsequently opted out.
Convenience fees and surcharging. Passing the card processing fee to patients is regulated by state law and by card network rules (Visa, Mastercard, Discover, American Express). Rules vary by state and card type, include disclosure and signage requirements, and some states prohibit the practice entirely. mPayr configures compliant pass-through only where permitted; practices confirm eligibility with their own advisors before enabling.
Testimonials, trademarks, and PMS references. Testimonials reflect individual experiences; results are not typical and will vary. mConsent is an Authorized Connected Partner for Dentrix®, an Official Technology Partner for Eaglesoft®, and integrates with Open Dental® via its published API. Dentrix is a registered trademark of Henry Schein One, LLC. Eaglesoft is a registered trademark of Patterson Dental Supply, Inc. Open Dental is a trademark of Open Dental Software, Inc. OrthoFi and OrthoBanc are trademarks of their respective owners. All trademarks are used for descriptive purposes only. mConsent is not affiliated with or endorsed by Henry Schein One, Patterson Dental Supply, Open Dental Software, or the makers of OrthoFi or OrthoBanc. Hardware, pricing, plan fees, processing rates, and onboarding timelines are confirmed in each practice’s signed Master Service Agreement and supersede summary language on this page. *All asterisked claims subject to MSA terms.
